REFINANCE &
Refuel your life.
REFINANCE &
Refuel your life.
Easy Finance for all your needs!
Welcome to Spheeti Fintech!
Spheeti Fintech is a RBI registered non-banking financial services (NBFC) company, based out of Mumbai. At Spheeti Fintech, we have a systematic and focused approach to meeting the borrowing needs of middle-income families in India. Our objective is to provide loans at competitive interest rates with a convenient digital paper-less application process.
Every day, we strive to help our customers make wise financial decisions. We want to empower them to take control of their finances so they can move towards financial freedom!
OUR PRODUCTS
Get Your CIBIL Score Instantly, Kickstart your credit journey with a quick check. Check your score on WhatsApp and be loan-ready, no app download required.
Think of your CIBIL score as a mirror reflecting your financial position. Regular checks ensure accuracy, loan eligibility, and the opportunity to make necessary corrections. Don’t wait, check it out today!
Get Free Cibil Score on
At Spheeti Fintech, we believe there’s a smarter way to manage credit card debt and get on the path to financial freedom with a credit card refinancing loan.
If you’re one of the many people who can’t pay more than the Minimum Amount Due on High Interest Rate Credit Cards, you could save thousands of rupees in interest with a Credit Card Refinancing Loan.
What is Credit Card Refinancing?
Credit card refinancing is a type of debt consolidation loan that allows you to combine multiple credit card balances into one easy payment in order to relieve yourself from debt.
Get Credit Card Refinanced on
Personal loans are typically granted without any collateral and are available to salaried professionals for their personal use. This loan can be used for various purposes such as travel expenses, medical emergencies, or the need to meet a financial expenses.
There is no collateral or security required for personal loans, which make them “unsecured loans.” They can even be used to cover an emergency, like car repairs, or if you forget about rent and need to pay it before the 1st of the month.
At Spheeti Fintech, we offer convenient personal loans starting as low as ₹ 25000, and up to ₹ 2 Lakhs. The application process is entirely online so you do not have to go through physical paperwork. Once you have submitted your information, our experts will review it and process the payment within 2 business days.
Get Personl Loan on
Free CIBIL Score
Credit Card Refinance
Personal Loans
Free CIBIL Score
Get Your CIBIL Score Instantly, Kickstart your credit journey with a quick check. Check your score on WhatsApp and be loan-ready, no app download required.
Think of your CIBIL score as a mirror reflecting your financial position. Regular checks ensure accuracy, loan eligibility, and the opportunity to make necessary corrections. Don’t wait, check it out today!
Think of your CIBIL score as a mirror reflecting your financial position. Regular checks ensure accuracy, loan eligibility, and the opportunity to make necessary corrections. Don’t wait, check it out today!
Apply on
Credit Card Refinance
At Spheeti Fintech, we believe there’s a smarter way to manage credit card debt and get on the path to financial freedom with a credit card refinancing loan.
If you’re one of the many people who can’t pay more than the Minimum Amount Due on High Interest Rate Credit Cards, you could save thousands of rupees in interest with a Credit Card Refinancing Loan.
What is Credit Card Refinancing?
Credit card refinancing is a type of debt consolidation loan that allows you to combine multiple credit card balances into one easy payment in order to relieve yourself from debt.
Apply on
Personal Loans
Personal loans are typically granted without any collateral and are available to salaried professionals for their personal use. This loan can be used for various purposes such as travel expenses, medical emergencies, or the need to meet a financial expenses.
There is no collateral or security required for personal loans, which make them “unsecured loans.” They can even be used to cover an emergency, like car repairs, or if you forget about rent and need to pay it before the 1st of the month.
At Spheeti Fintech, we offer convenient personal loans starting as low as ₹ 25000, and up to ₹ 2 Lakhs. The application process is entirely online so you do not have to go through physical paperwork. Once you have submitted your information, our experts will review it and process the payment within 2 business days.
Apply on
Why Spheeti FINTECH
Simple & Easy to Get
If one is seeking out easy and comparatively low interest loan then SFPL is the right option to access.
No Collateral
These loans don’t require for you to pledge any collateral or asset to avail a credit card refinancing loan.
Minimum Documentation
It requires minimum documentation as compared to other loans. This makes the system brief and easy.
Loan Eligibility
Minimum Salary
INR 25K for Personal Loans
INR 35K for Credit Card Refinance
Work Experience
More than 1 Year
Residence Type
Permanent in India
Credit Score
Good Credit History
CIBIL > 685
Work Experience
More than 1 Year
Minimum Salary
INR 25K: Personal Loans, 35K: Credit Card Refinance
Residence Type
Permanent in India
Credit Score
Good Credit History
CIBIL > 685
What our customers say
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Partners & Affiliations
