The financial solution you truly deserve!
PERSONAL LOAN
Whether you need funds for a medical emergency, wedding expenses, home renovation,
higher education or anything else, Spheeti Fintech’s Personal Loan on WhatsApp is just
what you need.

Apply on Whatsapp
Apply on WhatsApp: Start the journey by initiating your loan application on WhatsApp. It's as simple as sending a message!

Share your KYC documents:
We value your time, so we've streamlined the process. Share your KYC documents directly through WhatsApp, ensuring a hassle-free submission.

Loan Disbursement
Once your documents are received and verified, we expedite the loan processing, ensuring quick approval. The loan amount is then disbursed directly to your bank account. It's that easy!
Assess Your Loan Eligibility
CHECK LOAN ELIGIBILITY

Credit Score
CIBIL Score > 685

Minimum SalarY
INR 35000, monthly

Work ExperiencE
More than 1 YeaR

Residence Type
Permanent in IndiA

Our Distinctive Advantages
WHY CHOOSE US


FULLY DIGITAL PROCESS
Easy loan application process on WhatsApp
with no physical paperwork!

Minimum DocumentatioN
We need bare minimum documents
for a quick and smooth KYC process.

No Collateral
SFPL’s Personal Loans
do not require you to pledge any collateral
or assets.

Simple & Easy to GeT
Simple process, quick approvals
and fast disbursement
Common Queries
FREQUENTLY ASKED QUESTIONS?
Our streamlined process ensures quick approvals, and you can expect
to receive your loan within 24-48 hours after document verification.
No physical paperwork is required. Everything from application to document submission is conveniently done through WhatsApp.
No collateral is needed for our Personal Loan. We believe in providing unsecured financial solutions to meet your needs.

What People Says
CLIENTS TESTIMONIALS
Anto Gerad
5/5
The team at Spheeti are very professional and it was great interacting with them. it was a great experience with them.
Ashish Soni
5/5
Extremely satisfied with your process and disbursement, I think NBFCs should take notes from your company.
Varun Krishna
5/5
Very professional approach by you guys from documentation to disbursement every stage was transparent.


About Spheeti Fintech
Spheeti Fintech Pvt Ltd was incorporated on March 8, 2018, as a Private Limited Company & obtained the registration from RBI on September 16, 2019. SFPL, with its systematic and focused approach, strives to meet the borrowing needs of middle-income families and aims to be a pan-India Financial Services Company and provide the full spectrum of financial services, by developing various types of financial products.